Call reports 2015
UNION BANK & TRUST COMPANY — 2015
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 196,887,000 | 192,235,000 | 195,717,000 | 195,919,000 |
| Total loans | 138,782,000 | 138,758,000 | 142,040,000 | 138,637,000 |
| Allowance for loan losses | 1,761,000 | 1,765,000 | 1,757,000 | 1,747,000 |
| Securities available for sale | 34,905,000 | 33,586,000 | 34,480,000 | 36,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,962,000 | 154,612,000 | 161,008,000 | 157,696,000 |
| Interest-bearing deposits | 127,716,000 | 124,339,000 | 128,233,000 | 123,208,000 |
| Noninterest-bearing deposits | 37,246,000 | 30,273,000 | 32,775,000 | 34,488,000 |
| Equity capital | 18,019,000 | 18,112,000 | 18,474,000 | 18,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,821,000 | 3,696,000 | 5,642,000 | 7,661,000 |
| Interest expense | 178,000 | 359,000 | 543,000 | 726,000 |
| Net interest income | 1,643,000 | 3,337,000 | 5,099,000 | 6,935,000 |
| Noninterest income | 427,000 | 947,000 | 1,390,000 | 1,845,000 |
| Noninterest expense | 1,494,000 | 2,969,000 | 4,509,000 | 6,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 576,000 | 1,328,000 | 1,993,000 | 2,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 576,000 | 1,328,000 | 1,993,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,746,000 | 18,276,000 | 18,464,000 | 18,629,000 |
| Total capital | 19,507,000 | 20,041,000 | 20,221,000 | 20,376,000 |
| Risk-weighted assets | 143,588,000 | 145,104,000 | 153,801,000 | 145,728,000 |