Call reports 2014
UNION BANK & TRUST COMPANY — 2014
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 190,180,000 | 191,242,000 | 190,216,000 | 185,813,000 |
| Total loans | 124,448,000 | 127,192,000 | 130,899,000 | 127,943,000 |
| Allowance for loan losses | 2,462,000 | 2,479,000 | 2,501,000 | 1,753,000 |
| Securities available for sale | 49,097,000 | 45,543,000 | 40,783,000 | 36,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,361,000 | 159,951,000 | 160,748,000 | 157,290,000 |
| Interest-bearing deposits | 130,539,000 | 130,423,000 | 127,240,000 | 126,327,000 |
| Noninterest-bearing deposits | 29,822,000 | 29,528,000 | 33,508,000 | 30,963,000 |
| Equity capital | 16,874,000 | 17,127,000 | 17,472,000 | 17,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,559,000 | 5,387,000 | 7,182,000 |
| Interest expense | 192,000 | 377,000 | 552,000 | 722,000 |
| Net interest income | 1,556,000 | 3,182,000 | 4,835,000 | 6,460,000 |
| Noninterest income | 538,000 | 931,000 | 1,292,000 | 1,719,000 |
| Noninterest expense | 1,507,000 | 2,992,000 | 4,475,000 | 5,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 587,000 | 1,171,000 | 1,696,000 | 2,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 587,000 | 1,171,000 | 1,696,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,203,000 | 17,212,000 | 17,378,000 | 17,673,000 |
| Total capital | 19,074,000 | 19,072,000 | 19,266,000 | 19,426,000 |
| Risk-weighted assets | 149,103,000 | 148,176,000 | 150,488,000 | 146,364,000 |