Call reports 2012
UNION BANK & TRUST COMPANY — 2012
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,484,000 | 193,237,000 | 182,293,000 | 193,636,000 |
| Total loans | 118,379,000 | 127,243,000 | 114,101,000 | 110,746,000 |
| Allowance for loan losses | 3,056,000 | 2,999,000 | 3,013,000 | 2,907,000 |
| Securities available for sale | 58,506,000 | 49,715,000 | 48,001,000 | 48,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,026,000 | 155,363,000 | 150,445,000 | 159,844,000 |
| Interest-bearing deposits | 132,842,000 | 129,184,000 | 122,837,000 | 132,929,000 |
| Noninterest-bearing deposits | 25,184,000 | 26,179,000 | 27,608,000 | 26,915,000 |
| Equity capital | 19,299,000 | 19,646,000 | 19,985,000 | 20,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,133,000 | 4,318,000 | 6,402,000 | 8,272,000 |
| Interest expense | 421,000 | 820,000 | 1,151,000 | 1,445,000 |
| Net interest income | 1,712,000 | 3,498,000 | 5,251,000 | 6,827,000 |
| Noninterest income | 437,000 | 905,000 | 1,314,000 | 1,777,000 |
| Noninterest expense | 1,596,000 | 3,225,000 | 4,853,000 | 6,472,000 |
| Provision for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 532,000 | 1,232,000 | 1,766,000 | 2,186,000 |
| Income tax | 192,000 | 445,000 | 636,000 | 784,000 |
| Net income | 340,000 | 787,000 | 1,130,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,527,000 | 18,859,000 | 19,084,000 | 19,240,000 |
| Total capital | 20,191,000 | 20,585,000 | 20,669,000 | 20,784,000 |
| Risk-weighted assets | 131,696,000 | 136,787,000 | 125,344,000 | 122,132,000 |