Call reports 2011
UNION BANK & TRUST COMPANY — 2011
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,625,000 | 188,712,000 | 190,288,000 | 191,141,000 |
| Total loans | 117,738,000 | 122,429,000 | 116,965,000 | 113,141,000 |
| Allowance for loan losses | 2,793,000 | 2,912,000 | 2,847,000 | 3,095,000 |
| Securities available for sale | 46,119,000 | 49,286,000 | 46,143,000 | 61,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,859,000 | 146,848,000 | 148,641,000 | 149,136,000 |
| Interest-bearing deposits | 121,617,000 | 124,908,000 | 125,915,000 | 126,371,000 |
| Noninterest-bearing deposits | 22,242,000 | 21,940,000 | 22,726,000 | 22,765,000 |
| Equity capital | 18,418,000 | 18,827,000 | 19,118,000 | 19,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,263,000 | 4,572,000 | 6,869,000 | 9,046,000 |
| Interest expense | 504,000 | 993,000 | 1,449,000 | 1,884,000 |
| Net interest income | 1,759,000 | 3,579,000 | 5,420,000 | 7,162,000 |
| Noninterest income | 492,000 | 926,000 | 1,364,000 | 1,787,000 |
| Noninterest expense | 1,671,000 | 3,356,000 | 5,052,000 | 6,764,000 |
| Provision for loan losses | 137,000 | 263,000 | 447,000 | 508,000 |
| Pretax income | 443,000 | 886,000 | 1,320,000 | 1,712,000 |
| Income tax | 160,000 | 316,000 | 470,000 | 664,000 |
| Net income | 283,000 | 570,000 | 850,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,891,000 | 18,059,000 | 18,222,000 | 18,303,000 |
| Total capital | 19,491,000 | 19,747,000 | 19,851,000 | 19,895,000 |
| Risk-weighted assets | 126,803,000 | 133,798,000 | 129,123,000 | 125,847,000 |