Call reports 2010
UNION BANK & TRUST COMPANY — 2010
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 188,257,000 | 188,339,000 | 184,860,000 | 184,382,000 |
| Total loans | 124,837,000 | 133,659,000 | 133,670,000 | 125,491,000 |
| Allowance for loan losses | 2,758,000 | 2,684,000 | 2,744,000 | 2,649,000 |
| Securities available for sale | 42,061,000 | 39,578,000 | 35,859,000 | 37,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,838,000 | 150,010,000 | 141,775,000 | 144,287,000 |
| Interest-bearing deposits | 126,076,000 | 130,355,000 | 119,393,000 | 122,030,000 |
| Noninterest-bearing deposits | 21,762,000 | 19,655,000 | 22,382,000 | 22,257,000 |
| Equity capital | 18,079,000 | 18,204,000 | 18,201,000 | 18,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,421,000 | 4,933,000 | 7,492,000 | 9,912,000 |
| Interest expense | 688,000 | 1,356,000 | 1,943,000 | 2,479,000 |
| Net interest income | 1,733,000 | 3,577,000 | 5,549,000 | 7,433,000 |
| Noninterest income | 451,000 | 889,000 | 1,369,000 | 1,827,000 |
| Noninterest expense | 1,684,000 | 3,417,000 | 5,207,000 | 6,887,000 |
| Provision for loan losses | 266,000 | 583,000 | 909,000 | 909,000 |
| Pretax income | 481,000 | 713,000 | 1,049,000 | 1,711,000 |
| Income tax | 179,000 | 263,000 | 385,000 | 619,000 |
| Net income | 302,000 | 450,000 | 664,000 | 1,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,193,000 | 17,317,000 | 17,391,000 | 17,724,000 |
| Total capital | 18,864,000 | 19,086,000 | 19,145,000 | 19,380,000 |
| Risk-weighted assets | 132,624,000 | 141,071,000 | 139,358,000 | 131,460,000 |