Call reports 2001
UNION BANK & TRUST COMPANY — 2001
What UNION BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,802,000 | 160,167,000 | 164,300,000 | 168,427,000 |
| Total loans | 104,571,000 | 106,984,000 | 112,122,000 | 110,229,000 |
| Allowance for loan losses | 934,000 | 862,000 | 879,000 | 1,008,000 |
| Securities available for sale | 30,982,000 | 27,908,000 | 30,141,000 | 33,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,040,000 | 141,246,000 | 142,864,000 | 148,231,000 |
| Interest-bearing deposits | 122,472,000 | 125,341,000 | 127,004,000 | 131,535,000 |
| Noninterest-bearing deposits | 15,568,000 | 15,905,000 | 15,860,000 | 16,696,000 |
| Equity capital | 14,894,000 | 15,180,000 | 15,576,000 | 15,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,085,000 | 6,227,000 | 9,330,000 | 12,309,000 |
| Interest expense | 1,706,000 | 3,408,000 | 5,060,000 | 6,630,000 |
| Net interest income | 1,379,000 | 2,819,000 | 4,270,000 | 5,679,000 |
| Noninterest income | 534,000 | 1,052,000 | 1,534,000 | 2,171,000 |
| Noninterest expense | 1,148,000 | 2,275,000 | 3,388,000 | 4,515,000 |
| Provision for loan losses | 79,000 | 178,000 | 276,000 | 625,000 |
| Pretax income | 686,000 | 1,418,000 | 2,147,000 | 2,717,000 |
| Income tax | 198,000 | 456,000 | 711,000 | 934,000 |
| Net income | 488,000 | 962,000 | 1,436,000 | 1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,534,000 | 14,785,000 | 15,300,000 | 15,405,000 |
| Total capital | 15,468,000 | 15,647,000 | 16,179,000 | 16,413,000 |
| Risk-weighted assets | 105,216,000 | 107,628,000 | 115,671,000 | 115,609,000 |