Call reports 2008
FIRST NATIONAL BANK OF CANADIAN, THE — 2008
What FIRST NATIONAL BANK OF CANADIAN, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 108,045,000 | 110,556,000 | 108,976,000 | 123,677,000 |
| Total loans | 26,079,000 | 27,828,000 | 26,563,000 | 27,005,000 |
| Allowance for loan losses | 502,000 | 503,000 | 498,000 | 501,000 |
| Securities available for sale | 29,051,000 | 29,302,000 | 26,240,000 | 39,749,000 |
| Securities held to maturity | 21,203,000 | 20,012,000 | 24,802,000 | 24,118,000 |
| Trading assets | 2,460,000 | 2,066,000 | 0 | 0 |
| Total deposits | 100,521,000 | 103,356,000 | 100,678,000 | 114,828,000 |
| Interest-bearing deposits | 80,770,000 | 84,736,000 | 81,262,000 | 90,751,000 |
| Noninterest-bearing deposits | 19,751,000 | 18,620,000 | 19,416,000 | 24,077,000 |
| Equity capital | 7,377,000 | 7,073,000 | 8,172,000 | 8,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,490,000 | 3,784,000 | 5,090,000 |
| Interest expense | 463,000 | 826,000 | 1,167,000 | 1,418,000 |
| Net interest income | 857,000 | 1,664,000 | 2,617,000 | 3,672,000 |
| Noninterest income | 37,000 | -48,000 | -120,000 | -84,000 |
| Noninterest expense | 448,000 | 913,000 | 1,346,000 | 1,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 446,000 | 665,000 | 111,000 | 541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 665,000 | 111,000 | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,252,000 | 7,081,000 | 8,162,000 | 8,554,000 |
| Total capital | 7,754,000 | 7,584,000 | 8,642,000 | 9,055,000 |
| Risk-weighted assets | 41,098,000 | 46,670,000 | 38,368,000 | 41,477,000 |