Call reports 2007
FIRST NATIONAL BANK OF CANADIAN, THE — 2007
What FIRST NATIONAL BANK OF CANADIAN, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,621,000 | 85,438,000 | 86,605,000 | 101,018,000 |
| Total loans | 25,152,000 | 26,955,000 | 27,401,000 | 26,751,000 |
| Allowance for loan losses | 491,000 | 475,000 | 484,000 | 501,000 |
| Securities available for sale | 22,034,000 | 18,997,000 | 20,525,000 | 24,737,000 |
| Securities held to maturity | 17,512,000 | 18,145,000 | 18,220,000 | 21,476,000 |
| Trading assets | 491,000 | 488,000 | 488,000 | 2,486,000 |
| Total deposits | 79,973,000 | 78,530,000 | 79,262,000 | 93,986,000 |
| Interest-bearing deposits | 61,079,000 | 61,381,000 | 62,525,000 | 75,920,000 |
| Noninterest-bearing deposits | 18,894,000 | 17,149,000 | 16,737,000 | 18,066,000 |
| Equity capital | 6,500,000 | 6,752,000 | 7,160,000 | 6,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,410,000 | 3,637,000 | 4,960,000 |
| Interest expense | 467,000 | 938,000 | 1,414,000 | 1,915,000 |
| Net interest income | 749,000 | 1,472,000 | 2,223,000 | 3,045,000 |
| Noninterest income | 124,000 | 174,000 | 220,000 | 249,000 |
| Noninterest expense | 442,000 | 878,000 | 1,313,000 | 1,917,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 431,000 | 768,000 | 1,130,000 | 1,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 768,000 | 1,130,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,550,000 | 6,842,000 | 7,199,000 | 6,884,000 |
| Total capital | 6,982,000 | 7,281,000 | 7,635,000 | 7,369,000 |
| Risk-weighted assets | 34,492,000 | 35,119,000 | 34,875,000 | 38,795,000 |