Call reports 2005
FIRST NATIONAL BANK OF CANADIAN, THE — 2005
What FIRST NATIONAL BANK OF CANADIAN, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,867,000 | 63,710,000 | 64,349,000 | 76,267,000 |
| Total loans | 21,030,000 | 23,508,000 | 23,241,000 | 23,601,000 |
| Allowance for loan losses | 336,000 | 338,000 | 339,000 | 389,000 |
| Securities available for sale | 17,558,000 | 16,458,000 | 15,804,000 | 17,632,000 |
| Securities held to maturity | 11,913,000 | 11,190,000 | 10,976,000 | 14,377,000 |
| Trading assets | 1,992,000 | 492,000 | 0 | 3,998,000 |
| Total deposits | 61,176,000 | 57,780,000 | 58,142,000 | 70,671,000 |
| Interest-bearing deposits | 46,405,000 | 45,157,000 | 42,481,000 | 51,072,000 |
| Noninterest-bearing deposits | 14,771,000 | 12,623,000 | 15,661,000 | 19,599,000 |
| Equity capital | 5,617,000 | 5,848,000 | 6,098,000 | 5,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,363,000 | 2,144,000 | 2,977,000 |
| Interest expense | 160,000 | 339,000 | 536,000 | 785,000 |
| Net interest income | 505,000 | 1,024,000 | 1,608,000 | 2,192,000 |
| Noninterest income | 83,000 | 142,000 | 183,000 | 224,000 |
| Noninterest expense | 325,000 | 648,000 | 985,000 | 1,461,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 263,000 | 518,000 | 806,000 | 905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 518,000 | 806,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,646,000 | 5,880,000 | 6,139,000 | 5,569,000 |
| Total capital | 5,982,000 | 6,218,000 | 6,478,000 | 5,958,000 |
| Risk-weighted assets | 34,747,000 | 34,228,000 | 32,396,000 | 37,073,000 |