Call reports 2004
FIRST NATIONAL BANK OF CANADIAN, THE — 2004
What FIRST NATIONAL BANK OF CANADIAN, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,665,000 | 61,050,000 | 62,882,000 | 69,449,000 |
| Total loans | 18,394,000 | 20,735,000 | 23,190,000 | 21,367,000 |
| Allowance for loan losses | 293,000 | 294,000 | 296,000 | 336,000 |
| Securities available for sale | 19,513,000 | 18,837,000 | 17,842,000 | 17,146,000 |
| Securities held to maturity | 8,743,000 | 8,804,000 | 9,604,000 | 13,235,000 |
| Trading assets | 0 | 0 | 0 | 1,998,000 |
| Total deposits | 55,952,000 | 55,160,000 | 56,781,000 | 64,016,000 |
| Interest-bearing deposits | 42,982,000 | 41,529,000 | 42,530,000 | 47,227,000 |
| Noninterest-bearing deposits | 12,970,000 | 13,631,000 | 14,251,000 | 16,789,000 |
| Equity capital | 5,656,000 | 5,837,000 | 6,031,000 | 5,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,172,000 | 1,743,000 | 2,391,000 |
| Interest expense | 107,000 | 208,000 | 311,000 | 439,000 |
| Net interest income | 486,000 | 964,000 | 1,432,000 | 1,952,000 |
| Noninterest income | 49,000 | 116,000 | 166,000 | 206,000 |
| Noninterest expense | 305,000 | 611,000 | 927,000 | 1,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 230,000 | 469,000 | 671,000 | 788,000 |
| Income tax | -190,000 | -190,000 | -190,000 | -190,000 |
| Net income | 420,000 | 659,000 | 861,000 | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,641,000 | 5,890,000 | 6,105,000 | 5,485,000 |
| Total capital | 5,934,000 | 6,184,000 | 6,401,000 | 5,821,000 |
| Risk-weighted assets | 31,774,000 | 32,022,000 | 33,292,000 | 34,769,000 |