Call reports 2003
FIRST NATIONAL BANK OF CANADIAN, THE — 2003
What FIRST NATIONAL BANK OF CANADIAN, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 56,265,000 | 57,304,000 | 58,032,000 | 61,932,000 |
| Total loans | 16,181,000 | 19,385,000 | 18,900,000 | 20,926,000 |
| Allowance for loan losses | 288,000 | 288,000 | 290,000 | 289,000 |
| Securities available for sale | 21,443,000 | 19,454,000 | 17,980,000 | 20,285,000 |
| Securities held to maturity | 3,745,000 | 4,100,000 | 6,002,000 | 8,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,527,000 | 51,403,000 | 52,051,000 | 56,467,000 |
| Interest-bearing deposits | 42,090,000 | 42,579,000 | 40,163,000 | 44,518,000 |
| Noninterest-bearing deposits | 8,437,000 | 8,824,000 | 11,888,000 | 11,949,000 |
| Equity capital | 5,439,000 | 5,624,000 | 5,699,000 | 5,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,181,000 | 1,715,000 | 2,239,000 |
| Interest expense | 180,000 | 331,000 | 443,000 | 554,000 |
| Net interest income | 417,000 | 850,000 | 1,272,000 | 1,685,000 |
| Noninterest income | 41,000 | 82,000 | 131,000 | 181,000 |
| Noninterest expense | 280,000 | 551,000 | 868,000 | 1,227,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 381,000 | 535,000 | 639,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 9,000 |
| Net income | 176,000 | 376,000 | 528,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,376,000 | 5,576,000 | 5,693,000 | 5,218,000 |
| Total capital | 5,664,000 | 5,864,000 | 5,983,000 | 5,507,000 |
| Risk-weighted assets | 26,364,000 | 29,257,000 | 28,964,000 | 33,085,000 |