Call reports 2002
FIRST NATIONAL BANK OF CANADIAN, THE — 2002
What FIRST NATIONAL BANK OF CANADIAN, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,552,000 | 53,169,000 | 52,154,000 | 56,604,000 |
| Total loans | 15,455,000 | 15,248,000 | 15,659,000 | 16,764,000 |
| Allowance for loan losses | 289,000 | 290,000 | 289,000 | 290,000 |
| Securities available for sale | 18,169,000 | 19,975,000 | 20,958,000 | 22,611,000 |
| Securities held to maturity | 6,115,000 | 5,886,000 | 4,423,000 | 3,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,763,000 | 45,202,000 | 44,001,000 | 51,034,000 |
| Interest-bearing deposits | 40,617,000 | 36,861,000 | 35,338,000 | 42,861,000 |
| Noninterest-bearing deposits | 8,146,000 | 8,341,000 | 8,663,000 | 8,173,000 |
| Equity capital | 5,439,000 | 5,630,000 | 5,843,000 | 5,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,339,000 | 1,982,000 | 2,620,000 |
| Interest expense | 242,000 | 442,000 | 626,000 | 818,000 |
| Net interest income | 461,000 | 897,000 | 1,356,000 | 1,802,000 |
| Noninterest income | 33,000 | 76,000 | 118,000 | 161,000 |
| Noninterest expense | 272,000 | 544,000 | 820,000 | 1,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 222,000 | 429,000 | 654,000 | 785,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 9,000 |
| Net income | 220,000 | 425,000 | 647,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,340,000 | 5,545,000 | 5,768,000 | 5,200,000 |
| Total capital | 5,620,000 | 5,835,000 | 6,055,000 | 5,490,000 |
| Risk-weighted assets | 22,392,000 | 23,897,000 | 22,991,000 | 26,645,000 |