Call reports 2016
LINDELL BANK & TRUST COMPANY — 2016
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 542,713,000 | 537,539,000 | 540,950,000 | 533,518,000 |
| Total loans | 304,781,000 | 293,191,000 | 287,577,000 | 274,215,000 |
| Allowance for loan losses | 20,283,000 | 20,487,000 | 20,563,000 | 20,308,000 |
| Securities available for sale | 51,334,000 | 48,011,000 | 44,643,000 | 40,954,000 |
| Securities held to maturity | 156,096,000 | 168,388,000 | 180,621,000 | 191,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,528,000 | 421,995,000 | 420,479,000 | 421,407,000 |
| Interest-bearing deposits | 315,977,000 | 301,684,000 | 299,389,000 | 293,511,000 |
| Noninterest-bearing deposits | 117,551,000 | 120,311,000 | 121,090,000 | 127,896,000 |
| Equity capital | 81,759,000 | 81,040,000 | 82,023,000 | 84,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,556,000 | 9,877,000 | 15,153,000 | 20,721,000 |
| Interest expense | 199,000 | 525,000 | 835,000 | 1,124,000 |
| Net interest income | 4,357,000 | 9,352,000 | 14,318,000 | 19,597,000 |
| Noninterest income | 455,000 | 994,000 | 1,515,000 | 2,042,000 |
| Noninterest expense | 2,811,000 | 6,444,000 | 9,580,000 | 12,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,096,000 | 3,997,000 | 6,348,000 | 9,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,096,000 | 3,997,000 | 6,348,000 | 9,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,819,000 | 66,481,000 | 68,080,000 | 73,213,000 |
| Total capital | 70,761,000 | 70,237,000 | 71,727,000 | 76,729,000 |
| Risk-weighted assets | 299,053,000 | 283,765,000 | 274,865,000 | 264,502,000 |