Call reports 2013
LINDELL BANK & TRUST COMPANY — 2013
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 486,294,000 | 481,083,000 | 491,354,000 | 486,076,000 |
| Total loans | 216,731,000 | 225,185,000 | 220,331,000 | 219,672,000 |
| Allowance for loan losses | 17,068,000 | 17,506,000 | 18,571,000 | 18,242,000 |
| Securities available for sale | 91,177,000 | 92,103,000 | 86,276,000 | 87,921,000 |
| Securities held to maturity | 146,117,000 | 133,280,000 | 155,935,000 | 148,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,325,000 | 360,578,000 | 366,699,000 | 349,693,000 |
| Interest-bearing deposits | 280,591,000 | 272,082,000 | 277,466,000 | 262,347,000 |
| Noninterest-bearing deposits | 83,734,000 | 88,496,000 | 89,233,000 | 87,346,000 |
| Equity capital | 71,488,000 | 68,385,000 | 69,719,000 | 71,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,596,000 | 9,075,000 | 13,874,000 | 18,869,000 |
| Interest expense | 291,000 | 549,000 | 805,000 | 1,053,000 |
| Net interest income | 4,305,000 | 8,526,000 | 13,069,000 | 17,816,000 |
| Noninterest income | 547,000 | 1,231,000 | 2,219,000 | 2,833,000 |
| Noninterest expense | 2,416,000 | 4,839,000 | 7,350,000 | 9,752,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 3,000,000 |
| Pretax income | 1,836,000 | 3,718,000 | 6,138,000 | 7,897,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,836,000 | 3,718,000 | 6,138,000 | 7,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,440,000 | 52,576,000 | 54,267,000 | 56,160,000 |
| Total capital | 56,226,000 | 55,451,000 | 57,100,000 | 58,978,000 |
| Risk-weighted assets | 208,614,000 | 215,350,000 | 210,879,000 | 210,038,000 |