Call reports 2012
LINDELL BANK & TRUST COMPANY — 2012
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 491,099,000 | 500,186,000 | 502,778,000 | 512,482,000 |
| Total loans | 212,213,000 | 217,949,000 | 214,195,000 | 218,593,000 |
| Allowance for loan losses | 14,300,000 | 15,035,000 | 16,053,000 | 16,312,000 |
| Securities available for sale | 123,212,000 | 115,136,000 | 108,390,000 | 100,019,000 |
| Securities held to maturity | 121,601,000 | 132,170,000 | 146,473,000 | 158,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,901,000 | 370,640,000 | 371,968,000 | 375,210,000 |
| Interest-bearing deposits | 292,996,000 | 288,286,000 | 285,812,000 | 285,339,000 |
| Noninterest-bearing deposits | 75,905,000 | 82,354,000 | 86,156,000 | 89,871,000 |
| Equity capital | 71,722,000 | 73,221,000 | 75,145,000 | 70,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,376,000 | 10,663,000 | 15,958,000 | 20,972,000 |
| Interest expense | 483,000 | 930,000 | 1,319,000 | 1,651,000 |
| Net interest income | 4,893,000 | 9,733,000 | 14,639,000 | 19,321,000 |
| Noninterest income | 513,000 | 1,168,000 | 1,755,000 | 2,372,000 |
| Noninterest expense | 2,506,000 | 5,043,000 | 7,589,000 | 9,980,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 6,700,000 |
| Pretax income | 2,000,000 | 4,058,000 | 6,105,000 | 5,013,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000,000 | 4,058,000 | 6,105,000 | 5,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,554,000 | 54,246,000 | 55,928,000 | 51,970,000 |
| Total capital | 55,183,000 | 56,956,000 | 58,578,000 | 54,733,000 |
| Risk-weighted assets | 198,651,000 | 204,440,000 | 198,566,000 | 207,487,000 |