Call reports 2008
LINDELL BANK & TRUST COMPANY — 2008
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 317,825,000 | 322,371,000 | 329,722,000 | 340,491,000 |
| Total loans | 196,064,000 | 198,337,000 | 202,694,000 | 202,242,000 |
| Allowance for loan losses | 6,102,000 | 5,995,000 | 5,824,000 | 6,634,000 |
| Securities available for sale | 15,231,000 | 14,385,000 | 16,986,000 | 16,610,000 |
| Securities held to maturity | 75,531,000 | 81,727,000 | 83,136,000 | 93,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,342,000 | 213,203,000 | 225,048,000 | 222,505,000 |
| Interest-bearing deposits | 179,658,000 | 168,061,000 | 180,690,000 | 176,776,000 |
| Noninterest-bearing deposits | 43,684,000 | 45,142,000 | 44,358,000 | 45,729,000 |
| Equity capital | 64,362,000 | 63,783,000 | 65,118,000 | 60,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,923,000 | 9,600,000 | 14,271,000 | 18,850,000 |
| Interest expense | 1,628,000 | 3,006,000 | 4,277,000 | 5,331,000 |
| Net interest income | 3,295,000 | 6,594,000 | 9,994,000 | 13,519,000 |
| Noninterest income | 1,007,000 | 2,209,000 | 2,677,000 | 3,099,000 |
| Noninterest expense | 1,460,000 | 3,004,000 | 4,554,000 | 6,267,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 6,840,000 |
| Pretax income | 2,782,000 | 5,679,000 | 7,937,000 | 3,511,000 |
| Income tax | 0 | 0 | 0 | -76,000 |
| Net income | 2,782,000 | 5,679,000 | 7,937,000 | 3,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,144,000 | 54,727,000 | 55,983,000 | 51,633,000 |
| Total capital | 57,504,000 | 57,109,000 | 58,383,000 | 54,023,000 |
| Risk-weighted assets | 185,039,000 | 186,945,000 | 188,555,000 | 186,927,000 |