Call reports 2007
LINDELL BANK & TRUST COMPANY — 2007
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 288,955,000 | 291,935,000 | 300,097,000 | 310,927,000 |
| Total loans | 201,816,000 | 199,142,000 | 195,835,000 | 193,939,000 |
| Allowance for loan losses | 4,925,000 | 5,028,000 | 5,795,000 | 6,173,000 |
| Securities available for sale | 18,090,000 | 16,787,000 | 16,181,000 | 15,783,000 |
| Securities held to maturity | 41,731,000 | 49,673,000 | 60,950,000 | 74,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,155,000 | 218,853,000 | 230,063,000 | 231,772,000 |
| Interest-bearing deposits | 176,171,000 | 170,057,000 | 184,765,000 | 179,543,000 |
| Noninterest-bearing deposits | 46,984,000 | 48,796,000 | 45,298,000 | 52,229,000 |
| Equity capital | 57,628,000 | 58,830,000 | 60,845,000 | 61,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,048,000 | 10,148,000 | 15,400,000 | 20,533,000 |
| Interest expense | 1,600,000 | 3,185,000 | 4,883,000 | 6,578,000 |
| Net interest income | 3,448,000 | 6,963,000 | 10,517,000 | 13,955,000 |
| Noninterest income | 893,000 | 1,333,000 | 1,719,000 | 2,174,000 |
| Noninterest expense | 1,376,000 | 2,750,000 | 4,159,000 | 5,903,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 1,940,000 |
| Pretax income | 2,905,000 | 5,426,000 | 7,897,000 | 8,286,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,905,000 | 5,426,000 | 7,897,000 | 8,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,656,000 | 50,202,000 | 51,973,000 | 52,362,000 |
| Total capital | 51,028,000 | 52,596,000 | 54,324,000 | 54,676,000 |
| Risk-weighted assets | 187,194,000 | 188,908,000 | 184,638,000 | 181,273,000 |