Call reports 2006
LINDELL BANK & TRUST COMPANY — 2006
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 285,006,000 | 283,432,000 | 285,948,000 | 288,433,000 |
| Total loans | 196,437,000 | 197,202,000 | 198,485,000 | 199,314,000 |
| Allowance for loan losses | 5,005,000 | 4,517,000 | 4,217,000 | 4,999,000 |
| Securities available for sale | 22,994,000 | 20,937,000 | 20,079,000 | 19,014,000 |
| Securities held to maturity | 40,729,000 | 38,440,000 | 40,313,000 | 43,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,955,000 | 222,936,000 | 227,374,000 | 222,801,000 |
| Interest-bearing deposits | 165,917,000 | 172,369,000 | 180,718,000 | 174,673,000 |
| Noninterest-bearing deposits | 46,038,000 | 50,567,000 | 46,656,000 | 48,128,000 |
| Equity capital | 52,475,000 | 52,593,000 | 54,695,000 | 55,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,710,000 | 9,537,000 | 14,525,000 | 19,529,000 |
| Interest expense | 1,325,000 | 2,753,000 | 4,219,000 | 5,740,000 |
| Net interest income | 3,385,000 | 6,784,000 | 10,306,000 | 13,789,000 |
| Noninterest income | 379,000 | 787,000 | 1,199,000 | 1,680,000 |
| Noninterest expense | 1,302,000 | 2,629,000 | 3,971,000 | 5,535,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 2,240,000 |
| Pretax income | 2,402,000 | 4,822,000 | 7,354,000 | 7,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,402,000 | 4,822,000 | 7,354,000 | 7,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,418,000 | 44,201,000 | 45,811,000 | 46,151,000 |
| Total capital | 45,694,000 | 46,474,000 | 48,079,000 | 48,433,000 |
| Risk-weighted assets | 179,313,000 | 179,601,000 | 179,468,000 | 179,825,000 |