Call reports 2005
LINDELL BANK & TRUST COMPANY — 2005
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 285,308,000 | 283,471,000 | 289,158,000 | 288,558,000 |
| Total loans | 180,349,000 | 183,073,000 | 188,598,000 | 194,455,000 |
| Allowance for loan losses | 4,326,000 | 4,449,000 | 4,535,000 | 4,915,000 |
| Securities available for sale | 35,463,000 | 31,562,000 | 27,674,000 | 24,651,000 |
| Securities held to maturity | 44,217,000 | 42,861,000 | 46,639,000 | 43,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,213,000 | 217,026,000 | 221,365,000 | 220,021,000 |
| Interest-bearing deposits | 175,096,000 | 166,123,000 | 171,149,000 | 169,560,000 |
| Noninterest-bearing deposits | 49,117,000 | 50,903,000 | 50,216,000 | 50,461,000 |
| Equity capital | 46,165,000 | 47,570,000 | 49,199,000 | 50,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,876,000 | 7,937,000 | 12,180,000 | 16,703,000 |
| Interest expense | 719,000 | 1,574,000 | 2,540,000 | 3,696,000 |
| Net interest income | 3,157,000 | 6,363,000 | 9,640,000 | 13,007,000 |
| Noninterest income | 344,000 | 714,000 | 1,091,000 | 1,459,000 |
| Noninterest expense | 1,244,000 | 2,518,000 | 3,865,000 | 5,733,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 540,000 |
| Pretax income | 2,197,000 | 4,439,000 | 6,686,000 | 8,193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,197,000 | 4,439,000 | 6,686,000 | 8,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,097,000 | 38,327,000 | 40,074,000 | 41,581,000 |
| Total capital | 39,193,000 | 40,448,000 | 42,295,000 | 43,853,000 |
| Risk-weighted assets | 165,482,000 | 167,369,000 | 175,378,000 | 179,147,000 |