Call reports 2004
LINDELL BANK & TRUST COMPANY — 2004
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 272,661,000 | 275,433,000 | 281,137,000 | 281,797,000 |
| Total loans | 158,108,000 | 168,440,000 | 167,628,000 | 172,211,000 |
| Allowance for loan losses | 3,924,000 | 4,018,000 | 4,102,000 | 4,189,000 |
| Securities available for sale | 56,599,000 | 50,135,000 | 45,591,000 | 40,003,000 |
| Securities held to maturity | 29,197,000 | 32,256,000 | 41,522,000 | 43,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,532,000 | 225,612,000 | 227,883,000 | 221,085,000 |
| Interest-bearing deposits | 160,040,000 | 176,724,000 | 175,973,000 | 167,085,000 |
| Noninterest-bearing deposits | 47,492,000 | 48,888,000 | 51,910,000 | 54,000,000 |
| Equity capital | 43,168,000 | 40,802,000 | 43,397,000 | 44,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,534,000 | 6,932,000 | 10,577,000 | 14,387,000 |
| Interest expense | 557,000 | 1,091,000 | 1,622,000 | 2,231,000 |
| Net interest income | 2,977,000 | 5,841,000 | 8,955,000 | 12,156,000 |
| Noninterest income | 384,000 | 764,000 | 1,193,000 | 1,546,000 |
| Noninterest expense | 1,268,000 | 2,486,000 | 3,709,000 | 5,035,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 945,000 |
| Pretax income | 2,033,000 | 3,999,000 | 6,259,000 | 7,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,033,000 | 3,999,000 | 6,259,000 | 7,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,911,000 | 32,077,000 | 33,837,000 | 35,300,000 |
| Total capital | 35,788,000 | 34,043,000 | 35,804,000 | 37,309,000 |
| Risk-weighted assets | 148,086,000 | 155,216,000 | 155,260,000 | 158,513,000 |