Call reports 2003
LINDELL BANK & TRUST COMPANY — 2003
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 273,567,000 | 272,214,000 | 275,680,000 | 288,530,000 |
| Total loans | 143,987,000 | 148,720,000 | 147,849,000 | 154,726,000 |
| Allowance for loan losses | 3,493,000 | 3,554,000 | 3,642,000 | 3,601,000 |
| Securities available for sale | 28,919,000 | 31,710,000 | 57,148,000 | 62,008,000 |
| Securities held to maturity | 69,897,000 | 64,403,000 | 43,564,000 | 34,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,569,000 | 219,077,000 | 219,466,000 | 212,628,000 |
| Interest-bearing deposits | 180,319,000 | 172,925,000 | 171,141,000 | 162,888,000 |
| Noninterest-bearing deposits | 46,250,000 | 46,152,000 | 48,325,000 | 49,740,000 |
| Equity capital | 36,266,000 | 38,393,000 | 39,717,000 | 41,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,514,000 | 7,041,000 | 10,461,000 | 13,969,000 |
| Interest expense | 761,000 | 1,487,000 | 2,099,000 | 2,656,000 |
| Net interest income | 2,753,000 | 5,554,000 | 8,362,000 | 11,313,000 |
| Noninterest income | 335,000 | 1,179,000 | 1,494,000 | 1,809,000 |
| Noninterest expense | 1,278,000 | 2,563,000 | 3,836,000 | 5,293,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 340,000 |
| Pretax income | 1,750,000 | 4,050,000 | 5,840,000 | 7,489,000 |
| Income tax | 0 | 0 | 0 | 273,000 |
| Net income | 1,750,000 | 4,050,000 | 5,840,000 | 7,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,862,000 | 28,911,000 | 30,502,000 | 31,878,000 |
| Total capital | 28,575,000 | 30,635,000 | 32,213,000 | 33,708,000 |
| Risk-weighted assets | 135,282,000 | 136,131,000 | 134,915,000 | 144,591,000 |