Call reports 2002
LINDELL BANK & TRUST COMPANY — 2002
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 253,388,000 | 251,917,000 | 267,325,000 | 268,636,000 |
| Total loans | 136,853,000 | 139,744,000 | 141,450,000 | 144,053,000 |
| Allowance for loan losses | 3,359,000 | 3,434,000 | 3,481,000 | 3,400,000 |
| Securities available for sale | 615,000 | 562,000 | 509,000 | 12,780,000 |
| Securities held to maturity | 84,213,000 | 84,673,000 | 96,090,000 | 83,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,100,000 | 210,501,000 | 218,129,000 | 213,113,000 |
| Interest-bearing deposits | 176,843,000 | 168,466,000 | 174,784,000 | 165,965,000 |
| Noninterest-bearing deposits | 37,257,000 | 42,035,000 | 43,345,000 | 47,148,000 |
| Equity capital | 31,572,000 | 32,519,000 | 33,803,000 | 34,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,644,000 | 7,280,000 | 11,099,000 | 14,955,000 |
| Interest expense | 1,236,000 | 2,236,000 | 3,185,000 | 4,040,000 |
| Net interest income | 2,408,000 | 5,044,000 | 7,914,000 | 10,915,000 |
| Noninterest income | 285,000 | 622,000 | 938,000 | 1,232,000 |
| Noninterest expense | 1,333,000 | 2,709,000 | 3,771,000 | 5,272,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 865,000 |
| Pretax income | 1,300,000 | 2,837,000 | 4,901,000 | 6,010,000 |
| Income tax | 494,000 | 1,075,000 | 1,854,000 | 2,278,000 |
| Net income | 806,000 | 1,762,000 | 3,047,000 | 3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,320,000 | 23,381,000 | 24,416,000 | 25,101,000 |
| Total capital | 23,966,000 | 25,034,000 | 26,081,000 | 26,775,000 |
| Risk-weighted assets | 129,939,000 | 130,450,000 | 131,411,000 | 132,210,000 |