Call reports 2001
LINDELL BANK & TRUST COMPANY — 2001
What LINDELL BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 248,765,000 | 254,403,000 | 257,963,000 | 252,979,000 |
| Total loans | 130,931,000 | 133,919,000 | 139,101,000 | 136,482,000 |
| Allowance for loan losses | 3,067,000 | 3,149,000 | 3,217,000 | 3,295,000 |
| Securities available for sale | 906,000 | 837,000 | 759,000 | 703,000 |
| Securities held to maturity | 80,226,000 | 86,844,000 | 90,100,000 | 86,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,273,000 | 217,083,000 | 218,682,000 | 216,203,000 |
| Interest-bearing deposits | 179,547,000 | 182,222,000 | 182,408,000 | 178,753,000 |
| Noninterest-bearing deposits | 35,726,000 | 34,861,000 | 36,274,000 | 37,450,000 |
| Equity capital | 30,039,000 | 30,663,000 | 31,314,000 | 30,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,662,000 | 9,043,000 | 13,310,000 | 17,328,000 |
| Interest expense | 2,233,000 | 4,391,000 | 6,483,000 | 8,132,000 |
| Net interest income | 2,429,000 | 4,652,000 | 6,827,000 | 9,196,000 |
| Noninterest income | 294,000 | 575,000 | 851,000 | 1,139,000 |
| Noninterest expense | 1,368,000 | 2,724,000 | 4,046,000 | 5,452,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 2,180,000 |
| Pretax income | 1,295,000 | 2,383,000 | 3,452,000 | 2,703,000 |
| Income tax | 490,000 | 905,000 | 1,306,000 | 1,022,000 |
| Net income | 805,000 | 1,478,000 | 2,146,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,372,000 | 21,107,000 | 21,858,000 | 21,460,000 |
| Total capital | 21,984,000 | 22,756,000 | 23,532,000 | 23,099,000 |
| Risk-weighted assets | 127,542,000 | 130,395,000 | 132,363,000 | 129,456,000 |