Call reports 2005
SUNRISE BANK OF ARIZONA — 2005
What SUNRISE BANK OF ARIZONA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 129,860,000 | 123,088,000 | 114,391,000 | 111,210,000 |
| Total loans | 114,906,000 | 107,272,000 | 104,314,000 | 101,846,000 |
| Allowance for loan losses | 1,401,000 | 1,203,000 | 1,250,000 | 1,253,000 |
| Securities available for sale | 436,000 | 338,000 | 333,000 | 329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,526,000 | 95,721,000 | 86,936,000 | 83,847,000 |
| Interest-bearing deposits | 68,467,000 | 67,607,000 | 56,427,000 | 52,561,000 |
| Noninterest-bearing deposits | 31,059,000 | 28,114,000 | 30,509,000 | 31,286,000 |
| Equity capital | 11,822,000 | 11,627,000 | 11,768,000 | 12,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,235,000 | 4,453,000 | 6,720,000 | 8,881,000 |
| Interest expense | 477,000 | 1,018,000 | 1,571,000 | 2,118,000 |
| Net interest income | 1,758,000 | 3,435,000 | 5,149,000 | 6,763,000 |
| Noninterest income | 294,000 | 618,000 | 998,000 | 1,749,000 |
| Noninterest expense | 1,198,000 | 2,421,000 | 3,822,000 | 5,036,000 |
| Provision for loan losses | 1,000 | -199,000 | -153,000 | -151,000 |
| Pretax income | 853,000 | 1,831,000 | 2,478,000 | 3,627,000 |
| Income tax | 334,000 | 710,000 | 963,000 | 1,412,000 |
| Net income | 519,000 | 1,121,000 | 1,515,000 | 2,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,825,000 | 11,627,000 | 11,771,000 | 12,472,000 |
| Total capital | 13,226,000 | 12,830,000 | 13,021,000 | 13,725,000 |
| Risk-weighted assets | 120,099,000 | 114,990,000 | 110,564,000 | 108,135,000 |