Call reports 2025
WEST PLAINS BANK — 2025
What WEST PLAINS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 125,444,000 | 130,993,000 | 128,089,000 | 137,183,000 |
| Total loans | 72,329,000 | 78,058,000 | 78,103,000 | 84,075,000 |
| Allowance for loan losses | 1,204,000 | 1,204,000 | 1,205,000 | 1,205,000 |
| Securities available for sale | 40,207,000 | 39,112,000 | 36,856,000 | 34,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,385,000 | 102,983,000 | 99,722,000 | 109,298,000 |
| Interest-bearing deposits | 78,144,000 | 79,373,000 | 78,257,000 | 84,041,000 |
| Noninterest-bearing deposits | 22,241,000 | 23,610,000 | 21,465,000 | 25,257,000 |
| Equity capital | 18,943,000 | 19,705,000 | 19,971,000 | 20,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,098,000 | 4,705,000 | 6,373,000 |
| Interest expense | 401,000 | 829,000 | 1,283,000 | 1,779,000 |
| Net interest income | 1,072,000 | 2,269,000 | 3,422,000 | 4,594,000 |
| Noninterest income | 76,000 | 184,000 | 265,000 | 351,000 |
| Noninterest expense | 680,000 | 1,379,000 | 2,056,000 | 2,821,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 467,000 | 1,073,000 | 1,631,000 | 2,107,000 |
| Income tax | 87,000 | 205,000 | 351,000 | 416,000 |
| Net income | 380,000 | 868,000 | 1,280,000 | 1,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,063,000 | 20,551,000 | 20,533,000 | 20,944,000 |