Call reports 2024
WEST PLAINS BANK — 2024
What WEST PLAINS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 122,768,000 | 123,259,000 | 124,982,000 | 124,453,000 |
| Total loans | 68,293,000 | 71,986,000 | 68,159,000 | 70,252,000 |
| Allowance for loan losses | 1,132,000 | 1,169,000 | 1,185,000 | 1,203,000 |
| Securities available for sale | 34,345,000 | 34,388,000 | 40,846,000 | 38,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,750,000 | 97,251,000 | 98,248,000 | 95,649,000 |
| Interest-bearing deposits | 72,224,000 | 73,253,000 | 72,899,000 | 69,608,000 |
| Noninterest-bearing deposits | 25,526,000 | 23,998,000 | 25,349,000 | 26,041,000 |
| Equity capital | 19,126,000 | 19,577,000 | 20,314,000 | 20,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,909,000 | 4,417,000 | 5,894,000 |
| Interest expense | 430,000 | 914,000 | 1,401,000 | 1,834,000 |
| Net interest income | 948,000 | 1,995,000 | 3,016,000 | 4,060,000 |
| Noninterest income | 70,000 | 152,000 | 234,000 | 325,000 |
| Noninterest expense | 697,000 | 1,366,000 | 1,998,000 | 2,738,000 |
| Provision for loan losses | 32,000 | 69,000 | 84,000 | 102,000 |
| Pretax income | 321,000 | 781,000 | 1,252,000 | 1,650,000 |
| Income tax | 91,000 | 177,000 | 263,000 | 326,000 |
| Net income | 230,000 | 604,000 | 989,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,910,000 | 21,284,000 | 21,237,000 | 21,572,000 |