Call reports 2023
WEST PLAINS BANK — 2023
What WEST PLAINS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 126,032,000 | 123,983,000 | 115,017,000 | 121,079,000 |
| Total loans | 68,413,000 | 72,921,000 | 64,716,000 | 62,149,000 |
| Allowance for loan losses | 1,203,000 | 1,203,000 | 1,098,000 | 1,100,000 |
| Securities available for sale | 35,228,000 | 34,909,000 | 33,564,000 | 32,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,608,000 | 95,917,000 | 91,340,000 | 95,332,000 |
| Interest-bearing deposits | 72,222,000 | 72,912,000 | 69,876,000 | 67,698,000 |
| Noninterest-bearing deposits | 26,386,000 | 23,005,000 | 21,464,000 | 27,634,000 |
| Equity capital | 18,018,000 | 18,206,000 | 17,708,000 | 18,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,593,000 | 3,925,000 | 5,298,000 |
| Interest expense | 190,000 | 425,000 | 718,000 | 1,088,000 |
| Net interest income | 1,066,000 | 2,168,000 | 3,207,000 | 4,210,000 |
| Noninterest income | 80,000 | 160,000 | 243,000 | 320,000 |
| Noninterest expense | 652,000 | 1,306,000 | 2,011,000 | 2,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 494,000 | 1,022,000 | 1,439,000 | 1,789,000 |
| Income tax | 89,000 | 204,000 | 320,000 | 358,000 |
| Net income | 405,000 | 818,000 | 1,119,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,088,000 | 20,501,000 | 20,369,000 | 20,680,000 |