Call reports 2022
WEST PLAINS BANK — 2022
What WEST PLAINS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 132,566,000 | 129,074,000 | 121,488,000 | 127,177,000 |
| Total loans | 74,084,000 | 70,012,000 | 63,310,000 | 67,572,000 |
| Allowance for loan losses | 1,210,000 | 1,207,000 | 1,207,000 | 1,210,000 |
| Securities available for sale | 36,445,000 | 37,899,000 | 35,699,000 | 34,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,518,000 | 100,830,000 | 98,564,000 | 101,837,000 |
| Interest-bearing deposits | 77,640,000 | 75,470,000 | 74,184,000 | 72,207,000 |
| Noninterest-bearing deposits | 23,878,000 | 25,360,000 | 24,380,000 | 29,630,000 |
| Equity capital | 17,547,000 | 17,206,000 | 16,122,000 | 17,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,889,000 | 2,968,000 | 4,150,000 |
| Interest expense | 70,000 | 139,000 | 215,000 | 335,000 |
| Net interest income | 833,000 | 1,750,000 | 2,753,000 | 3,815,000 |
| Noninterest income | 70,000 | 144,000 | 220,000 | 406,000 |
| Noninterest expense | 617,000 | 1,226,000 | 1,849,000 | 2,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 668,000 | 1,124,000 | 1,708,000 |
| Income tax | 87,000 | 175,000 | 262,000 | 326,000 |
| Net income | 199,000 | 493,000 | 862,000 | 1,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,929,000 | 19,224,000 | 19,163,000 | 19,683,000 |