Call reports 2021
WEST PLAINS BANK — 2021
What WEST PLAINS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 130,892,000 | 124,829,000 | 120,382,000 | 125,903,000 |
| Total loans | 71,839,000 | 68,648,000 | 62,072,000 | 70,345,000 |
| Allowance for loan losses | 1,119,000 | 1,209,000 | 1,209,000 | 1,210,000 |
| Securities available for sale | 39,401,000 | 37,123,000 | 37,533,000 | 34,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,507,000 | 97,126,000 | 95,761,000 | 96,719,000 |
| Interest-bearing deposits | 79,403,000 | 74,605,000 | 73,602,000 | 72,208,000 |
| Noninterest-bearing deposits | 23,104,000 | 22,521,000 | 22,159,000 | 24,511,000 |
| Equity capital | 18,536,000 | 19,027,000 | 18,755,000 | 18,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,860,000 | 2,744,000 | 3,641,000 |
| Interest expense | 124,000 | 230,000 | 312,000 | 388,000 |
| Net interest income | 812,000 | 1,630,000 | 2,432,000 | 3,253,000 |
| Noninterest income | 387,000 | 725,000 | 807,000 | 888,000 |
| Noninterest expense | 605,000 | 1,212,000 | 1,820,000 | 2,489,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 579,000 | 1,118,000 | 1,394,000 | 1,666,000 |
| Income tax | 93,000 | 187,000 | 325,000 | 364,000 |
| Net income | 486,000 | 931,000 | 1,069,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,344,000 | 18,790,000 | 18,512,000 | 18,730,000 |