Call reports 2020
WEST PLAINS BANK — 2020
What WEST PLAINS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,951,000 | 126,867,000 | 127,027,000 | 129,925,000 |
| Total loans | 80,390,000 | 77,807,000 | 72,127,000 | 74,525,000 |
| Allowance for loan losses | 1,124,000 | 1,143,000 | 1,088,000 | 1,084,000 |
| Securities available for sale | 19,398,000 | 25,057,000 | 30,450,000 | 31,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,523,000 | 97,965,000 | 101,224,000 | 99,223,000 |
| Interest-bearing deposits | 70,891,000 | 79,277,000 | 81,976,000 | 77,218,000 |
| Noninterest-bearing deposits | 15,632,000 | 18,688,000 | 19,248,000 | 22,005,000 |
| Equity capital | 17,694,000 | 18,165,000 | 17,976,000 | 18,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,405,000 | 3,525,000 | 4,587,000 |
| Interest expense | 221,000 | 437,000 | 634,000 | 796,000 |
| Net interest income | 1,031,000 | 1,968,000 | 2,891,000 | 3,791,000 |
| Noninterest income | 76,000 | 249,000 | 343,000 | 439,000 |
| Noninterest expense | 611,000 | 1,256,000 | 1,852,000 | 2,441,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | 100,000 |
| Pretax income | 466,000 | 929,000 | 1,325,000 | 1,722,000 |
| Income tax | 116,000 | 199,000 | 375,000 | 356,000 |
| Net income | 350,000 | 730,000 | 950,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,276,000 | 17,656,000 | 17,443,000 | 17,859,000 |