Call reports 2019
WEST PLAINS BANK — 2019
What WEST PLAINS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 112,944,000 | 113,259,000 | 113,791,000 | 115,872,000 |
| Total loans | 79,325,000 | 79,517,000 | 79,055,000 | 80,941,000 |
| Allowance for loan losses | 911,000 | 942,000 | 972,000 | 1,094,000 |
| Securities available for sale | 14,338,000 | 15,450,000 | 17,048,000 | 16,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,463,000 | 82,761,000 | 85,452,000 | 86,774,000 |
| Interest-bearing deposits | 68,908,000 | 68,191,000 | 69,497,000 | 69,533,000 |
| Noninterest-bearing deposits | 14,555,000 | 14,570,000 | 15,955,000 | 17,241,000 |
| Equity capital | 16,346,000 | 16,853,000 | 16,862,000 | 17,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,600,000 | 3,915,000 | 5,272,000 |
| Interest expense | 198,000 | 394,000 | 608,000 | 837,000 |
| Net interest income | 1,081,000 | 2,206,000 | 3,307,000 | 4,435,000 |
| Noninterest income | 71,000 | 155,000 | 239,000 | 318,000 |
| Noninterest expense | 635,000 | 1,236,000 | 1,816,000 | 2,542,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 483,000 | 1,061,000 | 1,636,000 | 2,087,000 |
| Income tax | 116,000 | 242,000 | 359,000 | 467,000 |
| Net income | 367,000 | 819,000 | 1,277,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,106,000 | 16,558,000 | 16,583,000 | 16,926,000 |
| Total capital | 17,017,000 | 17,500,000 | 17,555,000 | 18,020,000 |
| Risk-weighted assets | 97,708,000 | 98,053,000 | 98,936,000 | 99,590,000 |