Call reports 2018
WEST PLAINS BANK — 2018
What WEST PLAINS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 106,646,000 | 105,020,000 | 104,991,000 | 119,898,000 |
| Total loans | 77,105,000 | 79,436,000 | 80,042,000 | 87,133,000 |
| Allowance for loan losses | 833,000 | 914,000 | 944,000 | 975,000 |
| Securities available for sale | 16,470,000 | 14,418,000 | 14,125,000 | 13,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,815,000 | 79,484,000 | 78,992,000 | 89,851,000 |
| Interest-bearing deposits | 67,423,000 | 63,803,000 | 64,264,000 | 71,068,000 |
| Noninterest-bearing deposits | 15,392,000 | 15,681,000 | 14,728,000 | 18,783,000 |
| Equity capital | 15,018,000 | 15,430,000 | 15,314,000 | 15,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,360,000 | 3,580,000 | 4,897,000 |
| Interest expense | 119,000 | 245,000 | 385,000 | 546,000 |
| Net interest income | 1,041,000 | 2,115,000 | 3,195,000 | 4,351,000 |
| Noninterest income | 78,000 | 165,000 | 237,000 | 321,000 |
| Noninterest expense | 588,000 | 1,159,000 | 1,730,000 | 2,343,000 |
| Provision for loan losses | 10,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 520,000 | 1,060,000 | 1,611,000 | 2,208,000 |
| Income tax | 108,000 | 216,000 | 406,000 | 459,000 |
| Net income | 412,000 | 844,000 | 1,205,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,835,000 | 15,267,000 | 15,195,000 | 15,739,000 |
| Total capital | 15,668,000 | 16,181,000 | 16,139,000 | 16,714,000 |
| Risk-weighted assets | 95,111,000 | 96,598,000 | 97,001,000 | 104,415,000 |