Call reports 2017
WEST PLAINS BANK — 2017
What WEST PLAINS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,012,000 | 103,912,000 | 101,513,000 | 111,324,000 |
| Total loans | 82,339,000 | 77,474,000 | 75,414,000 | 86,634,000 |
| Allowance for loan losses | 731,000 | 763,000 | 794,000 | 824,000 |
| Securities available for sale | 14,784,000 | 14,381,000 | 13,927,000 | 12,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,786,000 | 83,081,000 | 81,525,000 | 84,662,000 |
| Interest-bearing deposits | 65,115,000 | 66,605,000 | 66,229,000 | 66,400,000 |
| Noninterest-bearing deposits | 17,671,000 | 16,476,000 | 15,296,000 | 18,262,000 |
| Equity capital | 13,924,000 | 14,338,000 | 14,362,000 | 14,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,191,000 | 3,376,000 | 4,575,000 |
| Interest expense | 79,000 | 164,000 | 257,000 | 365,000 |
| Net interest income | 998,000 | 2,027,000 | 3,119,000 | 4,210,000 |
| Noninterest income | 78,000 | 159,000 | 268,000 | 357,000 |
| Noninterest expense | 603,000 | 1,172,000 | 1,703,000 | 2,341,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 456,000 | 982,000 | 1,622,000 | 2,134,000 |
| Income tax | 168,000 | 318,000 | 498,000 | 666,000 |
| Net income | 288,000 | 664,000 | 1,124,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,674,000 | 14,050,000 | 14,079,000 | 14,423,000 |
| Total capital | 14,405,000 | 14,813,000 | 14,873,000 | 15,247,000 |
| Risk-weighted assets | 102,757,000 | 98,415,000 | 94,271,000 | 103,647,000 |