Call reports 2016
WEST PLAINS BANK — 2016
What WEST PLAINS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,673,000 | 105,691,000 | 103,441,000 | 113,126,000 |
| Total loans | 70,272,000 | 75,015,000 | 74,857,000 | 85,090,000 |
| Allowance for loan losses | 761,000 | 782,000 | 796,000 | 812,000 |
| Securities available for sale | 26,051,000 | 19,691,000 | 17,500,000 | 16,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,486,000 | 83,335,000 | 83,811,000 | 85,838,000 |
| Interest-bearing deposits | 66,382,000 | 66,218,000 | 67,040,000 | 64,253,000 |
| Noninterest-bearing deposits | 18,104,000 | 17,117,000 | 16,771,000 | 21,585,000 |
| Equity capital | 13,066,000 | 13,481,000 | 13,397,000 | 13,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,105,000 | 3,202,000 | 4,357,000 |
| Interest expense | 77,000 | 157,000 | 238,000 | 317,000 |
| Net interest income | 959,000 | 1,948,000 | 2,964,000 | 4,040,000 |
| Noninterest income | 76,000 | 180,000 | 282,000 | 368,000 |
| Noninterest expense | 572,000 | 1,123,000 | 1,651,000 | 2,301,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 448,000 | 981,000 | 1,556,000 | 2,054,000 |
| Income tax | 145,000 | 312,000 | 492,000 | 627,000 |
| Net income | 303,000 | 669,000 | 1,064,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,696,000 | 13,061,000 | 13,022,000 | 13,387,000 |
| Total capital | 13,457,000 | 13,843,000 | 13,818,000 | 14,199,000 |
| Risk-weighted assets | 90,915,000 | 95,347,000 | 95,353,000 | 104,177,000 |