Call reports 2015
WEST PLAINS BANK — 2015
What WEST PLAINS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,971,000 | 104,044,000 | 106,893,000 | 114,748,000 |
| Total loans | 62,332,000 | 60,557,000 | 65,771,000 | 74,139,000 |
| Allowance for loan losses | 705,000 | 721,000 | 730,000 | 746,000 |
| Securities available for sale | 29,122,000 | 29,965,000 | 29,368,000 | 27,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,158,000 | 86,392,000 | 82,158,000 | 82,936,000 |
| Interest-bearing deposits | 67,716,000 | 69,483,000 | 66,241,000 | 63,904,000 |
| Noninterest-bearing deposits | 16,442,000 | 16,909,000 | 15,917,000 | 19,032,000 |
| Equity capital | 12,256,000 | 12,381,000 | 12,413,000 | 12,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,828,000 | 2,807,000 | 3,823,000 |
| Interest expense | 91,000 | 181,000 | 272,000 | 347,000 |
| Net interest income | 816,000 | 1,647,000 | 2,535,000 | 3,476,000 |
| Noninterest income | 79,000 | 165,000 | 251,000 | 331,000 |
| Noninterest expense | 525,000 | 1,043,000 | 1,518,000 | 2,120,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 55,000 |
| Pretax income | 354,000 | 742,000 | 1,228,000 | 1,632,000 |
| Income tax | 121,000 | 256,000 | 407,000 | 477,000 |
| Net income | 233,000 | 486,000 | 821,000 | 1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,904,000 | 12,155,000 | 12,059,000 | 12,393,000 |
| Total capital | 12,609,000 | 12,876,000 | 12,789,000 | 13,139,000 |
| Risk-weighted assets | 84,046,000 | 82,560,000 | 87,409,000 | 94,052,000 |