Call reports 2014
WEST PLAINS BANK — 2014
What WEST PLAINS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,300,000 | 97,349,000 | 98,606,000 | 110,302,000 |
| Total loans | 56,569,000 | 56,821,000 | 60,194,000 | 71,170,000 |
| Allowance for loan losses | 690,000 | 672,000 | 677,000 | 685,000 |
| Securities available for sale | 29,119,000 | 28,707,000 | 27,863,000 | 26,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,496,000 | 79,326,000 | 78,622,000 | 79,498,000 |
| Interest-bearing deposits | 65,491,000 | 63,465,000 | 63,215,000 | 62,049,000 |
| Noninterest-bearing deposits | 15,005,000 | 15,861,000 | 15,407,000 | 17,449,000 |
| Equity capital | 11,471,000 | 11,851,000 | 11,660,000 | 11,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,733,000 | 2,641,000 | 3,582,000 |
| Interest expense | 103,000 | 202,000 | 302,000 | 397,000 |
| Net interest income | 742,000 | 1,531,000 | 2,339,000 | 3,185,000 |
| Noninterest income | 66,000 | 142,000 | 223,000 | 304,000 |
| Noninterest expense | 527,000 | 1,009,000 | 1,492,000 | 2,082,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 282,000 | 663,000 | 1,066,000 | 1,390,000 |
| Income tax | 84,000 | 193,000 | 320,000 | 395,000 |
| Net income | 198,000 | 470,000 | 746,000 | 995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,307,000 | 11,579,000 | 11,422,000 | 11,671,000 |
| Total capital | 11,997,000 | 12,251,000 | 12,099,000 | 12,356,000 |
| Risk-weighted assets | 83,783,000 | 85,176,000 | 87,935,000 | 98,192,000 |