Call reports 2013
WEST PLAINS BANK — 2013
What WEST PLAINS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,563,000 | 96,355,000 | 95,207,000 | 98,851,000 |
| Total loans | 45,526,000 | 51,180,000 | 52,992,000 | 57,216,000 |
| Allowance for loan losses | 717,000 | 717,000 | 693,000 | 693,000 |
| Securities available for sale | 36,368,000 | 34,339,000 | 31,526,000 | 29,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,004,000 | 79,431,000 | 77,759,000 | 79,893,000 |
| Interest-bearing deposits | 65,606,000 | 64,695,000 | 62,694,000 | 59,406,000 |
| Noninterest-bearing deposits | 14,398,000 | 14,736,000 | 15,065,000 | 20,487,000 |
| Equity capital | 11,290,000 | 11,065,000 | 10,996,000 | 11,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,616,000 | 2,456,000 | 3,340,000 |
| Interest expense | 119,000 | 259,000 | 352,000 | 465,000 |
| Net interest income | 651,000 | 1,357,000 | 2,104,000 | 2,875,000 |
| Noninterest income | 69,000 | 139,000 | 215,000 | 288,000 |
| Noninterest expense | 498,000 | 1,001,000 | 1,483,000 | 2,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 493,000 | 832,000 | 1,112,000 |
| Income tax | 74,000 | 145,000 | 224,000 | 273,000 |
| Net income | 148,000 | 348,000 | 608,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,849,000 | 11,049,000 | 10,878,000 | 11,109,000 |
| Total capital | 11,566,000 | 11,766,000 | 11,571,000 | 11,802,000 |
| Risk-weighted assets | 77,294,000 | 81,198,000 | 81,713,000 | 82,996,000 |