Call reports 2012
WEST PLAINS BANK — 2012
What WEST PLAINS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,037,000 | 92,256,000 | 94,655,000 | 97,925,000 |
| Total loans | 48,806,000 | 48,683,000 | 49,557,000 | 50,482,000 |
| Allowance for loan losses | 730,000 | 775,000 | 779,000 | 718,000 |
| Securities available for sale | 31,263,000 | 33,205,000 | 34,156,000 | 32,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,969,000 | 75,936,000 | 77,652,000 | 79,528,000 |
| Interest-bearing deposits | 62,712,000 | 62,062,000 | 63,806,000 | 61,224,000 |
| Noninterest-bearing deposits | 14,257,000 | 13,874,000 | 13,846,000 | 18,304,000 |
| Equity capital | 10,996,000 | 11,262,000 | 11,085,000 | 11,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,766,000 | 2,623,000 | 3,458,000 |
| Interest expense | 161,000 | 309,000 | 446,000 | 577,000 |
| Net interest income | 679,000 | 1,457,000 | 2,177,000 | 2,881,000 |
| Noninterest income | 67,000 | 143,000 | 214,000 | 283,000 |
| Noninterest expense | 501,000 | 1,003,000 | 1,475,000 | 2,033,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 541,000 | 861,000 | 1,073,000 |
| Income tax | 61,000 | 121,000 | 183,000 | 253,000 |
| Net income | 186,000 | 420,000 | 678,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,499,000 | 10,735,000 | 10,558,000 | 10,701,000 |
| Total capital | 11,229,000 | 11,510,000 | 11,337,000 | 11,419,000 |
| Risk-weighted assets | 74,014,000 | 75,563,000 | 76,886,000 | 78,595,000 |