Call reports 2011
WEST PLAINS BANK — 2011
What WEST PLAINS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,413,000 | 85,223,000 | 86,883,000 | 91,543,000 |
| Total loans | 46,623,000 | 47,969,000 | 51,458,000 | 55,631,000 |
| Allowance for loan losses | 864,000 | 701,000 | 736,000 | 736,000 |
| Securities available for sale | 28,597,000 | 31,642,000 | 29,686,000 | 26,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,501,000 | 70,784,000 | 70,144,000 | 72,442,000 |
| Interest-bearing deposits | 61,699,000 | 60,389,000 | 60,014,000 | 59,366,000 |
| Noninterest-bearing deposits | 9,802,000 | 10,395,000 | 10,130,000 | 13,076,000 |
| Equity capital | 10,464,000 | 10,825,000 | 10,680,000 | 10,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,813,000 | 2,738,000 | 3,677,000 |
| Interest expense | 190,000 | 380,000 | 566,000 | 744,000 |
| Net interest income | 712,000 | 1,433,000 | 2,172,000 | 2,933,000 |
| Noninterest income | 95,000 | 167,000 | 253,000 | 337,000 |
| Noninterest expense | 554,000 | 1,062,000 | 1,549,000 | 2,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 541,000 | 876,000 | 1,218,000 |
| Income tax | 56,000 | 107,000 | 172,000 | 301,000 |
| Net income | 197,000 | 434,000 | 704,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,025,000 | 10,262,000 | 10,100,000 | 10,314,000 |
| Total capital | 10,853,000 | 10,963,000 | 10,836,000 | 11,050,000 |
| Risk-weighted assets | 66,177,000 | 71,379,000 | 74,902,000 | 80,104,000 |