Call reports 2010
WEST PLAINS BANK — 2010
What WEST PLAINS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,189,000 | 81,612,000 | 82,565,000 | 83,201,000 |
| Total loans | 44,387,000 | 46,258,000 | 46,643,000 | 47,495,000 |
| Allowance for loan losses | 791,000 | 786,000 | 786,000 | 849,000 |
| Securities available for sale | 26,869,000 | 26,080,000 | 23,835,000 | 27,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,681,000 | 65,127,000 | 68,580,000 | 69,382,000 |
| Interest-bearing deposits | 56,865,000 | 56,713,000 | 60,036,000 | 58,491,000 |
| Noninterest-bearing deposits | 7,816,000 | 8,414,000 | 8,544,000 | 10,891,000 |
| Equity capital | 9,947,000 | 10,229,000 | 10,020,000 | 10,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 1,964,000 | 2,900,000 | 3,825,000 |
| Interest expense | 230,000 | 438,000 | 645,000 | 846,000 |
| Net interest income | 809,000 | 1,526,000 | 2,255,000 | 2,979,000 |
| Noninterest income | 77,000 | 163,000 | 251,000 | 274,000 |
| Noninterest expense | 532,000 | 1,003,000 | 1,561,000 | 2,113,000 |
| Provision for loan losses | -160,000 | -160,000 | -160,000 | -160,000 |
| Pretax income | 514,000 | 846,000 | 1,105,000 | 1,300,000 |
| Income tax | 161,000 | 239,000 | 289,000 | 268,000 |
| Net income | 353,000 | 607,000 | 816,000 | 1,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,364,000 | 9,617,000 | 9,393,000 | 9,824,000 |
| Total capital | 10,095,000 | 10,371,000 | 10,157,000 | 10,601,000 |
| Risk-weighted assets | 58,364,000 | 60,286,000 | 61,131,000 | 62,054,000 |