Call reports 2009
WEST PLAINS BANK — 2009
What WEST PLAINS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 77,243,000 | 79,811,000 | 79,664,000 | 82,427,000 |
| Total loans | 44,398,000 | 46,496,000 | 44,903,000 | 47,020,000 |
| Allowance for loan losses | 657,000 | 629,000 | 644,000 | 691,000 |
| Securities available for sale | 24,641,000 | 25,799,000 | 28,513,000 | 26,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,506,000 | 66,932,000 | 66,659,000 | 69,045,000 |
| Interest-bearing deposits | 56,302,000 | 58,636,000 | 58,738,000 | 58,482,000 |
| Noninterest-bearing deposits | 8,204,000 | 8,296,000 | 7,921,000 | 10,563,000 |
| Equity capital | 9,588,000 | 9,736,000 | 9,423,000 | 9,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,807,000 | 2,735,000 | 3,703,000 |
| Interest expense | 323,000 | 614,000 | 885,000 | 1,137,000 |
| Net interest income | 549,000 | 1,193,000 | 1,850,000 | 2,566,000 |
| Noninterest income | 83,000 | 168,000 | 245,000 | 326,000 |
| Noninterest expense | 468,000 | 953,000 | 1,436,000 | 1,921,000 |
| Provision for loan losses | 0 | 40,000 | 288,000 | 334,000 |
| Pretax income | 164,000 | 368,000 | 371,000 | 637,000 |
| Income tax | 43,000 | 63,000 | 103,000 | 117,000 |
| Net income | 121,000 | 305,000 | 268,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,041,000 | 9,225,000 | 8,759,000 | 9,011,000 |
| Total capital | 9,699,000 | 9,854,000 | 9,403,000 | 9,701,000 |
| Risk-weighted assets | 57,450,000 | 60,120,000 | 59,147,000 | 61,646,000 |