Call reports 2007
WEST PLAINS BANK — 2007
What WEST PLAINS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,743,000 | 70,333,000 | 72,260,000 | 73,279,000 |
| Total loans | 39,287,000 | 40,050,000 | 41,662,000 | 42,456,000 |
| Allowance for loan losses | 648,000 | 648,000 | 653,000 | 653,000 |
| Securities available for sale | 21,011,000 | 22,025,000 | 22,595,000 | 21,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,135,000 | 58,536,000 | 60,318,000 | 60,992,000 |
| Interest-bearing deposits | 48,494,000 | 49,998,000 | 51,916,000 | 51,249,000 |
| Noninterest-bearing deposits | 7,641,000 | 8,538,000 | 8,402,000 | 9,743,000 |
| Equity capital | 8,922,000 | 9,014,000 | 8,985,000 | 9,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,171,000 | 3,330,000 | 4,537,000 |
| Interest expense | 395,000 | 823,000 | 1,277,000 | 1,741,000 |
| Net interest income | 662,000 | 1,348,000 | 2,053,000 | 2,796,000 |
| Noninterest income | 77,000 | 153,000 | 231,000 | 311,000 |
| Noninterest expense | 432,000 | 855,000 | 1,315,000 | 1,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 630,000 | 953,000 | 1,192,000 |
| Income tax | 95,000 | 191,000 | 288,000 | 317,000 |
| Net income | 196,000 | 439,000 | 665,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,674,000 | 8,918,000 | 8,714,000 | 8,924,000 |
| Total capital | 9,312,000 | 9,566,000 | 9,367,000 | 9,577,000 |
| Risk-weighted assets | 51,033,000 | 52,268,000 | 54,015,000 | 54,580,000 |