Call reports 2006
WEST PLAINS BANK — 2006
What WEST PLAINS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,774,000 | 66,894,000 | 67,717,000 | 67,700,000 |
| Total loans | 40,991,000 | 39,611,000 | 40,583,000 | 39,699,000 |
| Allowance for loan losses | 616,000 | 608,000 | 609,000 | 647,000 |
| Securities available for sale | 15,521,000 | 16,505,000 | 20,166,000 | 20,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,030,000 | 56,419,000 | 57,035,000 | 56,483,000 |
| Interest-bearing deposits | 47,465,000 | 48,204,000 | 49,007,000 | 48,186,000 |
| Noninterest-bearing deposits | 7,565,000 | 8,215,000 | 8,028,000 | 8,297,000 |
| Equity capital | 8,373,000 | 8,531,000 | 8,484,000 | 8,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,946,000 | 3,021,000 | 4,101,000 |
| Interest expense | 274,000 | 607,000 | 975,000 | 1,359,000 |
| Net interest income | 665,000 | 1,339,000 | 2,046,000 | 2,742,000 |
| Noninterest income | 67,000 | 139,000 | 222,000 | 306,000 |
| Noninterest expense | 416,000 | 827,000 | 1,300,000 | 1,758,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 312,000 | 647,000 | 964,000 | 1,286,000 |
| Income tax | 100,000 | 203,000 | 296,000 | 395,000 |
| Net income | 212,000 | 444,000 | 668,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,232,000 | 8,464,000 | 8,259,000 | 8,481,000 |
| Total capital | 8,848,000 | 9,072,000 | 8,868,000 | 9,118,000 |
| Risk-weighted assets | 51,034,000 | 50,454,000 | 51,840,000 | 50,923,000 |