Call reports 2005
WEST PLAINS BANK — 2005
What WEST PLAINS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,527,000 | 65,808,000 | 65,183,000 | 70,079,000 |
| Total loans | 37,794,000 | 39,145,000 | 41,347,000 | 40,101,000 |
| Allowance for loan losses | 744,000 | 725,000 | 726,000 | 739,000 |
| Securities available for sale | 18,595,000 | 15,599,000 | 15,350,000 | 15,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,904,000 | 56,871,000 | 56,483,000 | 61,177,000 |
| Interest-bearing deposits | 46,270,000 | 47,707,000 | 48,245,000 | 51,361,000 |
| Noninterest-bearing deposits | 8,634,000 | 9,164,000 | 8,238,000 | 9,816,000 |
| Equity capital | 8,004,000 | 8,238,000 | 7,976,000 | 8,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,658,000 | 2,586,000 | 3,581,000 |
| Interest expense | 188,000 | 405,000 | 641,000 | 904,000 |
| Net interest income | 614,000 | 1,253,000 | 1,945,000 | 2,677,000 |
| Noninterest income | 73,000 | 140,000 | 215,000 | 277,000 |
| Noninterest expense | 460,000 | 861,000 | 1,273,000 | 1,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 527,000 | 882,000 | 1,253,000 |
| Income tax | 79,000 | 166,000 | 280,000 | 387,000 |
| Net income | 148,000 | 361,000 | 602,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,746,000 | 7,960,000 | 7,758,000 | 8,020,000 |
| Total capital | 8,349,000 | 8,582,000 | 8,406,000 | 8,660,000 |
| Risk-weighted assets | 48,104,000 | 49,634,000 | 51,743,000 | 51,089,000 |