Call reports 2004
WEST PLAINS BANK — 2004
What WEST PLAINS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 61,922,000 | 61,843,000 | 66,749,000 | 68,310,000 |
| Total loans | 38,435,000 | 37,475,000 | 39,192,000 | 38,035,000 |
| Allowance for loan losses | 734,000 | 726,000 | 731,000 | 744,000 |
| Securities available for sale | 15,948,000 | 15,765,000 | 14,811,000 | 16,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,176,000 | 53,164,000 | 58,152,000 | 59,740,000 |
| Interest-bearing deposits | 45,239,000 | 44,967,000 | 49,387,000 | 50,063,000 |
| Noninterest-bearing deposits | 7,937,000 | 8,197,000 | 8,765,000 | 9,677,000 |
| Equity capital | 8,040,000 | 8,058,000 | 7,873,000 | 7,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,556,000 | 2,392,000 | 3,222,000 |
| Interest expense | 171,000 | 336,000 | 510,000 | 703,000 |
| Net interest income | 616,000 | 1,220,000 | 1,882,000 | 2,519,000 |
| Noninterest income | 69,000 | 136,000 | 223,000 | 297,000 |
| Noninterest expense | 381,000 | 778,000 | 1,200,000 | 1,624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 302,000 | 585,000 | 912,000 | 1,190,000 |
| Income tax | 99,000 | 186,000 | 287,000 | 433,000 |
| Net income | 203,000 | 399,000 | 625,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,465,000 | 7,660,000 | 7,456,000 | 7,472,000 |
| Total capital | 8,075,000 | 8,261,000 | 8,089,000 | 8,091,000 |
| Risk-weighted assets | 48,659,000 | 47,938,000 | 50,536,000 | 49,429,000 |