Call reports 2003
WEST PLAINS BANK — 2003
What WEST PLAINS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,820,000 | 62,362,000 | 63,314,000 | 64,485,000 |
| Total loans | 32,066,000 | 32,423,000 | 34,264,000 | 37,393,000 |
| Allowance for loan losses | 713,000 | 714,000 | 715,000 | 728,000 |
| Securities available for sale | 14,594,000 | 18,649,000 | 17,537,000 | 17,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,535,000 | 53,685,000 | 54,996,000 | 56,081,000 |
| Interest-bearing deposits | 45,286,000 | 47,124,000 | 48,043,000 | 47,783,000 |
| Noninterest-bearing deposits | 6,249,000 | 6,561,000 | 6,953,000 | 8,298,000 |
| Equity capital | 7,684,000 | 8,030,000 | 7,658,000 | 7,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,527,000 | 2,289,000 | 3,084,000 |
| Interest expense | 248,000 | 479,000 | 692,000 | 881,000 |
| Net interest income | 524,000 | 1,048,000 | 1,597,000 | 2,203,000 |
| Noninterest income | 70,000 | 143,000 | 209,000 | 277,000 |
| Noninterest expense | 381,000 | 640,000 | 1,026,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 551,000 | 780,000 | 1,043,000 |
| Income tax | 47,000 | 121,000 | 193,000 | 263,000 |
| Net income | 166,000 | 430,000 | 587,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,078,000 | 7,341,000 | 7,069,000 | 7,262,000 |
| Total capital | 7,638,000 | 7,898,000 | 7,648,000 | 7,867,000 |
| Risk-weighted assets | 44,675,000 | 44,427,000 | 46,206,000 | 48,237,000 |