Call reports 2002
WEST PLAINS BANK — 2002
What WEST PLAINS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,570,000 | 60,238,000 | 59,957,000 | 62,144,000 |
| Total loans | 32,752,000 | 33,330,000 | 35,021,000 | 34,678,000 |
| Allowance for loan losses | 696,000 | 685,000 | 697,000 | 711,000 |
| Securities available for sale | 17,398,000 | 16,366,000 | 14,786,000 | 15,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,926,000 | 52,199,000 | 51,970,000 | 53,914,000 |
| Interest-bearing deposits | 46,150,000 | 46,008,000 | 46,048,000 | 46,512,000 |
| Noninterest-bearing deposits | 5,776,000 | 6,191,000 | 5,922,000 | 7,402,000 |
| Equity capital | 7,148,000 | 7,488,000 | 7,365,000 | 7,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,760,000 | 2,656,000 | 3,525,000 |
| Interest expense | 387,000 | 736,000 | 1,054,000 | 1,340,000 |
| Net interest income | 489,000 | 1,024,000 | 1,602,000 | 2,185,000 |
| Noninterest income | 73,000 | 150,000 | 232,000 | 312,000 |
| Noninterest expense | 701,000 | 1,087,000 | 1,465,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -141,000 | 84,000 | 366,000 | 682,000 |
| Income tax | 36,000 | 61,000 | 82,000 | 217,000 |
| Net income | -177,000 | 23,000 | 284,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,703,000 | 6,911,000 | 6,756,000 | 6,912,000 |
| Total capital | 7,294,000 | 7,507,000 | 7,368,000 | 7,520,000 |
| Risk-weighted assets | 47,190,000 | 47,609,000 | 48,875,000 | 48,522,000 |