Call reports 2001
WEST PLAINS BANK — 2001
What WEST PLAINS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,587,000 | 60,966,000 | 62,543,000 | 62,965,000 |
| Total loans | 31,400,000 | 32,300,000 | 33,464,000 | 33,424,000 |
| Allowance for loan losses | 675,000 | 679,000 | 681,000 | 693,000 |
| Securities available for sale | 20,477,000 | 18,425,000 | 17,240,000 | 18,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,651,000 | 51,667,000 | 54,496,000 | 55,065,000 |
| Interest-bearing deposits | 45,447,000 | 45,065,000 | 47,701,000 | 48,304,000 |
| Noninterest-bearing deposits | 5,204,000 | 6,602,000 | 6,795,000 | 6,761,000 |
| Equity capital | 7,314,000 | 7,476,000 | 7,377,000 | 7,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,262,000 | 3,312,000 | 4,308,000 |
| Interest expense | 559,000 | 1,105,000 | 1,606,000 | 2,062,000 |
| Net interest income | 624,000 | 1,157,000 | 1,706,000 | 2,246,000 |
| Noninterest income | 45,000 | 90,000 | 166,000 | 241,000 |
| Noninterest expense | 338,000 | 708,000 | 1,061,000 | 1,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 539,000 | 811,000 | 1,028,000 |
| Income tax | 89,000 | 128,000 | 209,000 | 268,000 |
| Net income | 244,000 | 411,000 | 602,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,757,000 | 6,932,000 | 6,706,000 | 6,872,000 |
| Total capital | 7,325,000 | 7,526,000 | 7,318,000 | 7,485,000 |
| Risk-weighted assets | 45,764,000 | 47,449,000 | 48,877,000 | 48,959,000 |