Call reports 2001
BANK OF LENAWEE — 2001
What BANK OF LENAWEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 258,676,000 | 243,293,000 | 239,114,000 | 246,577,000 |
| Total loans | 199,725,000 | 196,825,000 | 191,158,000 | 185,611,000 |
| Allowance for loan losses | 2,124,000 | 2,008,000 | 1,992,000 | 1,891,000 |
| Securities available for sale | 19,869,000 | 25,626,000 | 25,334,000 | 25,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,042,000 | 207,133,000 | 202,812,000 | 209,059,000 |
| Interest-bearing deposits | 184,112,000 | 165,779,000 | 163,298,000 | 164,139,000 |
| Noninterest-bearing deposits | 37,930,000 | 41,354,000 | 39,514,000 | 44,920,000 |
| Equity capital | 21,242,000 | 22,038,000 | 22,869,000 | 23,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,197,000 | 10,155,000 | 14,782,000 | 19,171,000 |
| Interest expense | 2,206,000 | 4,222,000 | 5,910,000 | 7,339,000 |
| Net interest income | 2,991,000 | 5,933,000 | 8,872,000 | 11,832,000 |
| Noninterest income | 919,000 | 2,132,000 | 3,422,000 | 5,169,000 |
| Noninterest expense | 2,456,000 | 5,227,000 | 7,991,000 | 11,176,000 |
| Provision for loan losses | 40,000 | 55,000 | 115,000 | 215,000 |
| Pretax income | 1,414,000 | 2,783,000 | 4,188,000 | 5,610,000 |
| Income tax | 456,000 | 895,000 | 1,367,000 | 1,743,000 |
| Net income | 958,000 | 1,888,000 | 2,821,000 | 3,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,062,000 | 21,853,000 | 22,537,000 | 23,309,000 |
| Total capital | 23,186,000 | 23,861,000 | 24,529,000 | 25,200,000 |
| Risk-weighted assets | 230,167,000 | 200,455,000 | 198,846,000 | 199,274,000 |