Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 300,095,000 | 334,123,000 | 334,569,000 | 356,760,000 |
| Total loans | 202,138,000 | 207,667,000 | 213,757,000 | 200,042,000 |
| Allowance for loan losses | 5,781,000 | 5,789,000 | 5,523,000 | 5,700,000 |
| Securities available for sale | 56,990,000 | 59,832,000 | 56,360,000 | 52,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,850,000 | 288,200,000 | 274,789,000 | 296,406,000 |
| Interest-bearing deposits | 191,300,000 | 202,126,000 | 193,235,000 | 208,113,000 |
| Noninterest-bearing deposits | 73,550,000 | 86,074,000 | 81,554,000 | 88,293,000 |
| Equity capital | 29,035,000 | 31,635,000 | 31,467,000 | 32,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,587,000 | 7,143,000 | 10,567,000 | 13,613,000 |
| Interest expense | 413,000 | 796,000 | 1,124,000 | 1,416,000 |
| Net interest income | 3,174,000 | 6,347,000 | 9,443,000 | 12,197,000 |
| Noninterest income | 485,000 | 918,000 | 2,717,000 | 3,292,000 |
| Noninterest expense | 1,989,000 | 3,958,000 | 6,047,000 | 8,186,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 1,460,000 | 3,213,000 | 5,608,000 | 6,803,000 |
| Income tax | 29,000 | 80,000 | 84,000 | 132,000 |
| Net income | 1,431,000 | 3,133,000 | 5,524,000 | 6,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,113,000 | 30,815,000 | 30,786,000 | 31,934,000 |
| Total capital | 32,274,000 | — | — | — |
| Risk-weighted assets | 250,307,000 | — | — | — |